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About Me
Zhana M. Johnson
Zhana Johnson is a devoted wife, mother of three adult daughters, and proud “Nonnie” to her one grandson. She is a CPA, Certified Fraud Examiner, and licensed insurance agent, with both a bachelor’s degree in accounting and a master’s degree in forensic accounting.
Her passion for financial empowerment began more than 20 years ago while leading financial workshops at her church. There, she recognized a gap in financial literacy and committed herself to helping families build financial fortitude.
Zhana specializes in holistic financial strategies, including insurance planning, Infinite Banking, debt reductions plans, and retirement solutions.
Rooted in her faith, Zhana leads with integrity, compassion, and a servant’s heart. Her mission is to help individuals protect what matters most, build financial confidence, and create lasting legacies through personalized, purpose‑driven solutions.
What Makes us different
We believe financial planning should be thoughtful, intentional, and built around you—not products.
Our approach is consultative and education-first. We take the time to understand your full financial picture, identify potential gaps, and design strategies that work together instead of in isolation. Rather than focusing on a single solution, we look at how income, protection, debt, retirement, and legacy planning all connect.
Many families don’t realize that traditional plans often leave blind spots—such as limited access to money during life, unnecessary tax exposure, or delays in transferring assets to loved ones. We help address these gaps by building strategies that provide flexibility, protection, and control—both now and in the future.
Our goal is simple: to help you make informed decisions, use your money more efficiently, and create a plan that supports you while you’re living—while also protecting the people and legacy you care about most.
Our Approach
Once we understand what makes each family unique, our process becomes clear. We take a consultative, education-first approach—listening first to understand goals, concerns, and priorities—so solutions are designed with intention, clarity, and long-term purpose.
Services
financial fortitude in uncertain times
be your own bank with infinite banking concept
be your own bank with infinite banking concept
Life doesn’t always go as planned. Job furloughs, injuries, critical illness, or sudden income changes can create stress and uncertainty. Having the right protection in place helps provide stability, choices, and peace of mind—so your family can navigate challenges without draining savings or taking on unnecessary debt.
be your own bank with infinite banking concept
be your own bank with infinite banking concept
be your own bank with infinite banking concept
Infinite Banking allows you to build wealth by creating a private, flexible pool of capital you control. Instead of relying solely on traditional lenders, you can leverage your own money for opportunities, major purchases, or unexpected needs—while your wealth continues to grow. The result is greater control, efficiency, and long-term financial confidence.
income replacement
be your own bank with infinite banking concept
eliminate debt faster with a custom roadmap
Life insurance can offer you peace of mind knowing that your family is financially secure even if you are no longer able to provide for them. Living benefits can provide for YOU if you should become chronically, critically, or terminally ill. And the policy proceeds provide for your FAMILY, upon your passing, so the dreams and goals you had for them can still be fulfilled.
eliminate debt faster with a custom roadmap
eliminate debt faster with a custom roadmap
eliminate debt faster with a custom roadmap
Debt Free Life is a strategy designed to help families eliminate debt in one-third of the time—or less—without increasing their current monthly spending. By improving cash flow and leveraging properly structured life insurance, money works more efficiently, reducing interest paid to banks while building long-term financial strength.
Mortgage and equity protection
eliminate debt faster with a custom roadmap
retirement and asset protection
Losing income due to illness, injury, or the unexpected loss of a breadwinner can put even long-term homeowners at risk—94 % of mortgage defaults occur after a significant loss of income, such as job loss or disability. Mortgage protection helps ensure your home—and the equity you’ve built over years—remains secure for your family, preserving stability, legacy, and peace of mind when life doesn’t go as planned.
retirement and asset protection
eliminate debt faster with a custom roadmap
retirement and asset protection
Retirement planning isn’t just about growing assets—it’s about protecting them. A thoughtful strategy helps safeguard retirement savings from market volatility, rising taxes, and unexpected healthcare costs, while creating dependable income you can rely on. The goal is long-term security, flexibility, and confidence throughout retirement.
Contact Us
Get Started Today
Reach out with any questions or to set up a meeting to discover the best path to your financial freedom!
Hours
By appointment only!